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DeFi Regulation RWA

EU Consults on Including DeFi Lending in MiCA

The European Commission is assessing whether to bring DeFi lending and crypto borrowing under MiCA, launching a targeted consultation that closes on September 30. A key issue is the legal classification of DeFi lending vaults, such as Morpho Vault V2, where control and risk management are dispersed, making it hard to identify the regulated service provider. The EU’s decision on defining actual control will be crucial.

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