NEAR to Add Fiat and Tokenized Stocks to near.com as CEX Demand Falls

NEAR's move reads less as a new product than as a bet that the exchange interface, not the exchange, is the durable layer — folding tokenized equities, perps, yield and fiat rails into one venue while a founder argues on-chain tools have made centralized venues optional. The Monerium IBAN link and planned bank withdrawals matter most: they push near.com toward a full-stack brokerage-and-banking surface rather than a crypto app, putting it in closer competition with regulated fintechs than with exchanges. Whether users actually consolidate activity there, and how far the selective-disclosure and tax-records features go, is the open question.