Lightspark Releases dotMoney Prototype for Sending Test Funds via Links or .money Files

The interesting bit isn't the payment flow, which resembles existing link-based transfers, but the bearer-instrument framing: a .money file that can travel over AirDrop, messaging, or a USB drive while remaining single-claim and cancellable. That combination targets a gap link-based systems leave open, since a copied link can be forwarded indefinitely, and it pushes transferability toward offline and peer-to-peer channels that card networks don't reach. Whether that model holds up outside a test-fund prototype, where value is real and disputes matter, is the open question.