Marsh Urges US Regulators to Ease Bank Capital Rules for AI-Loan Insurance

The friction here is regulatory, not commercial: lenders clearly want to hedge data-center exposure, but insurance only becomes a viable tool if it earns capital relief, which is why a broker is arguing the case rather than the banks themselves. This matters for how AI infrastructure gets financed, since capital treatment shapes which risk-transfer instruments actually get used. The open question is whether US regulators treat credit insurance as comparable to the tools banks already rely on — until then, demand may keep running ahead of usable capacity.