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Crypto Regulation

Bank of China Inner Mongolia issues first ‘Computing Token Loan’

Bank of China’s Inner Mongolia branch has issued the region’s first ‘Computing Token Loan’ to enterprises in Horinger New Area, replacing collateral-based credit with assessments of token usage scale, computing cooperation orders, core tech qualifications, and R&D capability. The loan aims to support the token economy, as Hohhot’s computing power industry reaches 150,000 P, including 146,000 P of intelligent computing.

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AI take

This marks a notable shift in credit assessment for the token economy, moving from physical collateral to intangible, tech-driven metrics. It signals growing institutional acceptance of token-based business models, potentially easing capital access for similar enterprises. The focus on computing power and R&D capability suggests a broader trend where digital infrastructure assets gain financial recognition. Watch whether other banks or regions adopt this model, which could redefine lending standards for tech-heavy industries.

Generated by AI for reference only.

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