Stablecoin Payments Limited by Bank Rails, Says Report

The scale gap between stablecoin payments and traditional cross-border flows underscores that the technology's promise is still hostage to legacy financial plumbing. The report's focus on single-bank dependency as a core risk points to a structural fragility: innovation in settlement is not enough if the entry and exit points remain centralized and vulnerable. This matters for enterprises evaluating stablecoin adoption, as operational resilience is as critical as speed or cost. The open question is whether the ecosystem can diversify its fiat infrastructure or if the reliance on a few regulated banks will continue to cap growth.