BofA CEO Says Consumers’ Top Concern Is Ability to Pay

A bank chief naming payment capacity as the consumer's top worry is a signal about credit quality, not just sentiment, and it lands as the same institution guides on investment banking fees and its stock slides to a fresh intraday low. For crypto and RWA markets, the read-through is the funding backdrop: household strain tends to tighten the speculative capital that new tokenized products depend on. Whether that stress shows up in bank disclosures or stays rhetorical is the open question.