77% of Americans see crypto as risky in retirement plans

The survey data signals a notable disconnect between policymakers' momentum toward alternative assets in retirement vehicles and mainstream participant sentiment. The high-risk perception, especially among a majority opposing employer-offered options, suggests that regulatory shifts may face adoption hurdles unless education or structure changes. For plan sponsors and asset managers, the key tension is whether demand-side skepticism will temper supply-side innovation. Watch whether upcoming rulemaking or product design—such as caps or disclosure requirements—addresses these concerns, or if the gap widens further.