US 30-Year Fixed Mortgage Rate Jumps to 7.45% Thursday

The gap between the headline move past 7% and the 7.45% reading matters more than the level itself: it shows how fast intraday pricing can outrun the weekly survey figures that most coverage relies on. That lag cuts both ways for anyone negotiating a purchase right now, since the tracker they see may already be stale. Whether the sharper reading reflects a durable repricing or a brief spike is the open question, and the next Freddie Mac print is where that becomes visible.