OCC Issues First AI Examiner Framework, Targets Rogue Agents

The OCC's move matters less for what it mandates than for where it draws the supervisory line: autonomy and potential financial harm, with outside AI agents treated as a distinct risk category. That framing effectively validates the account-access restrictions major banks have already imposed, turning what looked like defensive caution into something closer to supervisory expectation. The open question is whether other regulators adopt similar examiner guidance, and whether agent operators face pressure to demonstrate controls before bank access is restored.