TREE NEWS update: Binance will update the collateral ratios for FIL and HBAR across cross margin, Unified Account and Unified Account Pro on Nov. 13, 2026 at 06:00 UTC. The cross margin borrowing and transfer-out collateral ratio will rise from 50% to 60%, and tiered collateral ratios for FIL and HBAR in Unified Account Pro will be adjusted at the same time.
Binance to Raise Collateral Ratios for FIL and HBAR on Nov 13
Collateral-ratio changes on a venue as large as Binance function as a quiet lever on how much leverage FIL and HBAR holders can extract from the same positions, so the move matters less as a price signal than as a shift in borrowing capacity for anyone using these tokens as margin. Raising the cross margin ratio from 50% to 60% effectively devalues the collateral, and the parallel Unified Account Pro tier adjustments extend that to larger balances. Whether this reflects a broader risk-review cycle across listed assets, and how users rebalance or reduce exposure ahead of the effective date, is the open question worth watching.
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