TREE NEWS update: Chen Long, secretary-general of Luohan Academy, said in a keynote at the 2026 Shanghai Blockchain International Week and 12th Global Blockchain Summit that fintech has gone through three waves over 40 years — internet finance, blockchain-driven asset tokenization, and now AI. He said tokens serve as both the unit of blockchain trust technology and of AI reasoning technology, with AI finance and on-chain finance converging into “smart-chain” finance.
Luohan Academy’s Chen Long: AI and Blockchain Tokens to Drive Third Fintech Wave
AI take
The framing here is notable less for the technology claim than for who is making it: a Chinese academic institution positioning AI and tokenization as a single convergence rather than competing narratives. That matters because it signals how policy-adjacent voices in China may frame on-chain finance as an AI story, which is a more comfortable register than crypto speculation. The open question is whether "smart-chain" finance develops as a genuine technical convergence or remains a rhetorical umbrella that regulators and institutions can adopt selectively.
Generated by AI for reference only.
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