Visa survey: bank-like protections could boost US stablecoin adoption

The finding matters less as a data point than as a signal of where the stablecoin debate has settled: the constraint on US adoption is framed as consumer protection and trust, not technology or liquidity. That puts the design of reserve, redemption and insolvency safeguards at the centre of how the GENIUS Act is implemented, and shifts the competitive question toward which issuers can credibly offer bank-like guarantees. With no survey figures disclosed, the open question is whether this reflects measured sentiment or a positioning exercise by firms preparing for the new regime.