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Shanghai Regulator Encourages Financial Institutions to Build Enterprise AI Platforms

Shanghai’s financial regulator issued an opinion on improving tech-finance services across the city’s banking and insurance sectors, encouraging qualified institutions to build enterprise-level AI platforms. The guidance calls for applying big data, blockchain, IoT and quantum computing to product development, business decisions and risk management. The regulator said the aim is to raise the digital and intelligent operating level of tech finance.

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AI take

The notable signal is that a regional financial regulator is naming AI platforms, blockchain and quantum computing as sanctioned tooling for core functions like risk management and business decisions, not just pilot projects. That matters most for banks and insurers operating in Shanghai, who now face a clearer compliance backdrop for enterprise-scale deployment. Whether this opinion translates into concrete procurement and integration, rather than remaining aspirational guidance, is the open question to watch.

Generated by AI for reference only.

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