Freddie Mac: US 30-Yr Mortgage Rate Rises to 6.71%, Highest Since July 2025

The rise in the 30-year mortgage rate to a multi-month high underscores the tightening link between persistent inflation, monetary policy expectations, and housing affordability. This directly affects prospective homebuyers and the broader housing market, as higher borrowing costs can dampen demand and refinancing activity. The key question is whether this upward trend in rates will continue, which hinges on incoming inflation data and central bank signals. For RWA markets, sustained higher rates could influence the pricing of mortgage-backed assets and real estate-related tokenized products, making rate trajectory the critical variable to monitor.