Vaya AI Launches: Agents Get Credit Lines via x402 Protocol

The notable shift here is architectural rather than product-level: extending credit to autonomous agents means underwriting a borrower that isn't a legal person, which pushes identity, liability and default handling onto whoever stands behind the agent. That matters most for the payments and lending infrastructure layer, not for end users yet. Whether credit issuance to agents becomes a standard primitive or stays a demo-stage feature is the open question, and the answer likely hinges on how disputes and losses get assigned when an agent acts badly.