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AI × Crypto Regulation

China MIIT 15th Five-Year Plan: AI-driven anti-fraud, APP tiered handling

On Sept 7, China’s Ministry of Industry and Information Technology (MIIT) released its 15th Five-Year Plan for the information and communications industry, proposing a full-lifecycle real-name registration and security management system. The plan includes building a data-driven, precise risk-control and closed-loop technical prevention system, promoting tiered handling of fraud-related apps, and establishing an industry anti-fraud laboratory. It also aims to strengthen AI-driven anti-fraud technical systems and explore AI anti-fraud assistants, with coordinated governance across telecom, finance, and cyberspace departments.

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AI take

This regulatory blueprint signals that AI is being formally integrated into state-driven anti-fraud infrastructure, which could set a precedent for how telecom and financial data are shared and analyzed under coordinated governance. For crypto and RWA platforms operating in or with China, the emphasis on full-lifecycle real-name registration and tiered app handling may tighten compliance expectations around user verification and transaction monitoring. The open question is how AI-driven risk-control systems will define suspicious activity across sectors, and whether cross-departmental data flows will create new operational hurdles for digital asset services. Watch for implementing rules that specify technical standards or data-sharing protocols.

Generated by AI for reference only.

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